Index funds assure you of ownership of a varied bunch of stocks at a lower price. So, there is more diversification and less risk at a reasonably low price. So, in the last few years, index funds have become more popular than individual stocks. These best index funds 2021 are based on the Standard and Poor’s 500 Index or popularly known as the S&P 500.

Tax-free bond funds or municipal bond funds are one of the best sources of non-taxable income. They are bonds which are issued by state or local governments. The main reason to buy such bonds is that they are entirely tax-free and offer a diversified option for investment. In this article, some of the benefits and reasons to invest in tax-free bond funds have been listed.

Various colleges across the country receive grants from the government, which allow them to pay for the education of students. The grants help students in an indirect manner as they do not pay for the fees directly. The grants that directly help the students are those which are specifically paid to them.

Engagement rings are special for any individual. When you propose to the love of your life to be married to you, it is indeed a major life decision. Certainly, it is a very important milestone in your relationship. So, one must put in efforts to find the most perfect engagement ring for the special day.

Credit bureaus such as Equifax, Innovis, and Experian collect and prepare credit reports by gathering aggregate financial information of the consumers. These reports, such as Equifax free credit report, describes a person’s credit history in detail based on their personal details, employment history, social security number, the number of bank accounts held and balances in them, amongst other criteria.

Payroll taxes are the taxes which are withheld from the paycheck of an employee by the employer. These taxes are local, state, and federal taxes which are withheld as per the law. They consist of income taxes, Medicare taxes and Social Security taxes. The Medicare Tax and Social Security will be matched by the employer.